• What Does Cyber Insurance Cover (and Not Cover)?

    The Nowell Agency Offers Answers While nations across the world are taking measures to deal with the outbreak of the Coronavirus (COVID-19,) some unscrupulous individuals will continue to prey on unsuspecting people. It is not surprising to see new scams and hacks emerging even amid all this uncertainty and fear of the virus. It seems no ...
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  • Thinking About Becoming a Florida Contractor? Insurance is an Essential Step

    Handy Tips from the Team at The Nowell Agency When you develop marketable skills in the trades, it makes sense to work for yourself. Some businesses are easier to start than others, while others require extra steps. Becoming a contractor in Florida is one of those businesses where you need to have certain steps in place, ...
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  • How to Find the Best Business Insurance Agency for Your Louisiana Company

    Tips from the Knowledgeable Staff at The Nowell Agency It doesn’t matter if you are just starting out or if you’ve been in business for years; working with the right insurance agency is important for your success. What do you do when you need to look for a new broker? How should you begin the search? ...
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  • What Can Happen If I Don’t Buy Small Business Insurance in Texas?

    Helpful Advice from the Team at The Nowell Agency We often carry insurance for our personal needs, like health, homeowners, and auto. We understand that if we’re in an accident, we need protection and help to pay any claims that may arise. What about your small business? It makes sense that you would safeguard your company; ...
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  • What Does BOP Mean in Insurance Terms?

    Help from Your Contractor Insurance Texas Team at The Nowell Agency Purchasing insurance can get confusing quickly. While researching, you may hear a variety of terms being used with little explanation. How do you make a responsible decision for your company’s needs when you cannot compare apples to apples? BOP is one of those terms that ...
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  • How to Recycle Business Electronics with Confidence

    Mitigate Cyber Liability with Suggestions from The Nowell Agency In today’s day and age, you can never be too cautious about protecting your business and your customers. You take great strides to operate machinery safely, put out wet floor signs, and keep your computer up-to-date with security software. But when it is time to replace old ...
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  • Social Media Basics for Service-Based Businesses

    Quick Tips from Your Business Insurance Texas Team at The Nowell Agency Years ago, a customer would pick up a phonebook or call a friend for a recommendation for a carpenter, plumber, or landscaper. That is now rare. Today, more and more people are making purchasing decisions based on what they discover through social media platforms ...
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  • Why You Should Require Subcontractors to Carry Contractor Insurance

    Helpful Guidance from the Team at The Nowell Agency Imagine coming home after a long day on the job site and you receive a certified letter indicating that you are being sued for failing to install a client’s front porch railing properly. The failure caused an injury resulting in surgery and lost time at work. At ...
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  • How to Find the Right Mississippi Insurance Agent for Your Business

    Suggestions from the Team at The Nowell Agency Finding a good insurance agent for your business is a lot like finding a good mechanic. You trust your mechanic to assess your car, listen to your concerns, and offer solutions to fix the problem. The same goes for insurance agents in Mississippi. You need someone to partner ...
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  • Key Terms to Understand When Shopping for Business Insurance in Louisiana

    Helpful Suggestions from the Team at The Nowell Insurance Agency Whether you are just starting out or have been in business for years, it pays to have the right coverage in place for unexpected events that threaten your enterprise. Shopping for business insurance can be daunting and a little confusing. When you do not understand the ...
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  • How to Write a Business Plan

    Learn the Basics from the Preferred Texas Small Business Insurance Agency Many people dream of owning a successful business, but few can accomplish that goal. The reasons for failure can vary; however, with a business plan, you can increase your odds of not only surviving but also thriving in your venture. The term ‘business plan’ may ...
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  • Tips for Starting a Restaurant

    Helpful Suggestions from the Team at Nowell Insurance Agency With so many popular television channels dedicated to food and eateries, it is no wonder many of us dream of opening up a local café. It may be especially true if you are a good cook and want to share your yummy creations with the world, or ...
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  • Protect Your Company from Ageism Claims

    An unfortunate reality in today’s workforce is stereotypes. As a responsible business owner, you realize the importance of treating each one of your team members fairly. For example, you would not give special treatment to someone because of their gender or race. Yet, there is another stereotype that is very prevalent. It’s age discrimination or ...
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  • How to Read a Business Insurance Quote

    It pays to have insurance for your company. You can enjoy the peace of mind knowing that if a tragedy occurs, your enterprise is protected, and you can recover easier. Every once in a while, it is time to renew or obtain new policies. When that happens, you may feel overwhelmed trying to understand the ...
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  • How to Spot a Fake Certificate of Insurance

    You depend on subcontractors to get projects completed. Often, they have expertise in a skill that you do not. For example, you may be great at framing a home, but your drywall skills make a two-year-old in a mud puddle look like Picasso. What do you do? You build relationships with those who can come ...
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  • What Are Digital Assets and Why Should they Be Protected?

    Land, buildings, equipment, and office furniture are all assets of a company. They are obvious and tangible. As a good business owner, you understand the importance of carrying insurance to help you recover in the event of an accident. Have you considered protecting your company’s digital assets as well? If you store content, such as ...
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  • Should I Go into Business as a Sole Proprietorship or an LLC?

    Being a business owner requires you to assess a situation and make the best decision that will protect you, your family, and your company. There are many options to consider when you decide to go into business for yourself. For example, do you set up an office in a rented space or in your home? ...
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  • How to Build Customer Loyalty at Your Restaurant

    Suggestions from Florida’s Experienced Restaurant Insurance Brokers Since you can remember, the kitchen has been your favorite place. Memories of your grandmother’s roasted chicken with mashed potatoes permeate your mind the moment you tie your apron strings. As natural as a duck taking to water, so too was your transition from hobby cook to full-fledged restaurateur. ...
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  • How Long Term Care Insurance Helps Seniors Age with Dignity

    Make Aging with Dignity a Reality – not Just a Wish! Aging with dignity means having the ability to live your life to the fullest in a place you call home, regardless of your age or health. It’s about living independently, and many seniors have strong feelings about how they will live as they age. Unfortunately, this ...
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  • Long Term Care Insurance Fundamentals

    Long Term Care Insurance: The Fundamentals Who uses long term care insurance and how is it funded? The term long term care insurance refers to a broad set of benefits designed to alleviate the high cost of caring for an individual. These are typically individuals who are unable to care for themselves due to a physical, cognitive, ...
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