Contractors perform work for their employers in a variety of industries and every workplace is different. Whether you operate an electrical, excavation, plumbing, building or any other type of contracting company, you know that your financial security depends on your employees and sub-contractors being able to work. Contractor insurance in Mississippi is thus, not an expense but a necessary investment.
Having a comprehensive insurance package including general liability, workers’ compensation, fleet insurance, contractor’s equipment insurance, commercial umbrella, etc. is critical to protecting your company from liability that may arise out of your contracting operation.
In regards to on the job injuries sustained by employees or sub-contractors, you are at financial risk if you don’t have the proper protection. Over the past 20 years, contractor injuries have reduced significantly from previously dismal numbers, and yet, the Occupational Safety and Health Administration (OSHA) ranks contractors as one of the top ten most hazardous occupations. In fact, maintenance contractor workers are six times* more likely than standard industrial workers to be the victim of a fatality.
Whether you’re a general, specialty contractor, or subcontractor, a sound insurance policy is a must. You have to protect your business and yourself from the high costs of litigation and damages if someone is injured or property is damaged due to your negligence.
Contact the Nowell Agency at 601.992.4444 to discuss a customized policy and get a quote for contractor insurance in Mississippi today.
Who Needs Contractor Insurance in Mississippi?
Those who need contractor insurance are businesses such as:
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Finding the Right Contractor Insurance in Mississippi
You’re an expert in your field of work, but you’re probably not an expert in insurance and that’s to be expected. Our team understands the risks contractors face and we’ve developed contractor insurance products to protect you, your contractors, and your clients from unexpected costs. We understand the complex business protection you need to to guard yourself against liability and risk. Having nurtured strong relationships with many of the top insurance carriers across the nation, we can bring to you the advantage of the best coverage at the best price.