Natural Disasters and Homeowner’s Insurance in Mississippi

Most people buy their homeowner’s insurance in Mississippi when they buy their home and they never give it a second thought again. That is, until a tree limb punches a hole in the roof during a storm or a drunk driver smashes through the garage on the way to the back yard.

Homeowner’s insurance is important protection for any homeowner because it guards against unexpected high financial losses on what is usually a homeowner’s biggest asset – their home. Unfortunately, a standard homeowner’s insurance plan does not always cover a Mississippi homeowner completely for natural disasters.

Natural Disaster Coverage with Homeowner’s Insurance in Mississippi

In the wake of the recent hurricanes that devastated parts of Mississippi, many homeowners discovered that the protection they thought they had did not apply to the situation that caused their homes to be destroyed forever.

Remember that natural disasters can destroy far more than just your home – they can wipe out everything you own that’s inside the home. Your jewelry, electronics, clothing, books, photo albums, furniture … everything. It’s for this reason that most insurance experts recommend that homeowners do a review of their insurance coverage in Mississippi at least once a year.

Review your Insurance in Mississippi Once a Year

Over the span of a year, you may have upgraded a television or two, updated a bathroom, and finished a basement. All of those things add to the value of your home and what you own inside that home. So it’s important to review the limits of your homeowner’s policy and make sure you have enough protection for the home and the contents inside it.

Natural disasters are destructive and deadly, but they don’t have to wipe you out financially forever. Having the right level of insurance in Mississippi means working with an experienced agent who will help you determine the value of your home and the contents inside to ensure your plan limits are right for you.

Call The Nowell Agency Inc. at 601.992.4444 for more information about insurance in Mississippi or request a quote online.