Personal Articles Insurance in MS & AL

What Does A Personal Articles Insurance Policy Cover?

Individuals should consider personal articles insurance coverage because general home, health or life insurance policies may not cover your most valuable possessions. Items such as priceless family heirlooms, paintings and jewels are some items most people will think of. In addition, electronics, DVDs of your family, sporting equipment and bikes are also covered under this type of policy.

What are the benefits of having a personal articles insurance policy?

Additional coverage for personal property not covered under your homeowner’s policy

Ideal for protecting valuables or family heirlooms

Coverage in the event of theft to personal items

Protection against damage, which may reduce the personal item’s value

Coverage for valuable electronics including water damage, theft or loss

Without the best personal article insurance coverage, once the item is damaged and destroyed you may not have the money to replace or repair the item without comprehensive personal articles insurance.

Top Rated Personal Articles Insurance Company

Once you’ve established that you need a personal articles insurance policy, how can you find a reputable agency to handle your needs? Not all insurance companies offer personal articles coverage so it’s important to first find the right company in your area that provide this type of policy.

After identifying a few, look for certain qualities of a strong insurance company. A knowledgeable personal articles insurance company will:

Perform a full policy evaluation: examine current policies to determine if personal articles are currently covered

Identify vulnerable areas: conduct an interview to find the areas that should be covered

Recommend appropriate policy: make recommendations based on your current coverage and needs

Provide competitive rates: partner personalized service with competitive rates

Communicate on an ongoing basis: insurance needs grow and change as your needs evolve. An experienced insurance agent stays in touch with clients to make recommendations and suggestions in order to provide the best coverage available

That’s why Nowell Agency has been one of the top rated insurance providers for the past 27 years. Our team of skilled underwriters brings education, experience and insight to our practice, which provides our clients with the competitive edge.

From Mississippi and Alabama to the entire southeastern portion of the U.S. Nowell Agency has been the first company individuals depend upon for affordable personal articles insurance coverage.

Testimonials

The Nowell Agency has been my primary agent for many years and they are attentive, well-staffed, and easy to talk to. Their agency has helped me through state to state moves and career change and kept my assets covered.

James G.

My very first insurance experience was when I bought my first house and I called the Nowell agency for a quote. I had no idea what I needed or how much and they were so very kind and knowledgeable and explained everything to me in detail which I so much appreciated. That has been 4 years ago and im still a customer never plan to leave.

Ashleigh D.

I have been very pleased with the quick and professional service by the Nowell agency. My agent was very efficient at locating a policy that met my needs and budget. Thank you to Kristy and the Nowell agency for providing me with fantastic customer service. I highly recommend this agency. You will not be disappointed.

Tripp W.

Cybersecurity Tips for Online Shopping

By Insurance In Mississippi

December 08, 2022

It’s the most wonderful time of the year to shop for your loved ones and the ever-increasing trend is online shopping. However, it’s important to remember that online holiday shopping can also expose your data to potential cyber threats. Experian reports that 43% of identity thefts occur while holiday shopping online. Thankfully, there are steps […]