• How to Recycle Business Electronics with Confidence

    Mitigate Cyber Liability with Suggestions from The Nowell Agency In today’s day and age, you can never be too cautious about protecting your business and your customers. You take great strides to operate machinery safely, put out wet floor signs, and keep your computer up-to-date with security software. But when it is time to replace old ...
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  • Social Media Basics for Service-Based Businesses

    Quick Tips from Your Business Insurance Texas Team at The Nowell Agency Years ago, a customer would pick up a phonebook or call a friend for a recommendation for a carpenter, plumber, or landscaper. That is now rare. Today, more and more people are making purchasing decisions based on what they discover through social media platforms ...
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  • Why You Should Require Subcontractors to Carry Contractor Insurance

    Helpful Guidance from the Team at The Nowell Agency Imagine coming home after a long day on the job site and you receive a certified letter indicating that you are being sued for failing to install a client’s front porch railing properly. The failure caused an injury resulting in surgery and lost time at work. At ...
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  • How to Find the Right Mississippi Insurance Agent for Your Business

    Suggestions from the Team at The Nowell Agency Finding a good insurance agent for your business is a lot like finding a good mechanic. You trust your mechanic to assess your car, listen to your concerns, and offer solutions to fix the problem. The same goes for insurance agents in Mississippi. You need someone to partner ...
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  • Key Terms to Understand When Shopping for Business Insurance in Louisiana

    Helpful Suggestions from the Team at The Nowell Insurance Agency Whether you are just starting out or have been in business for years, it pays to have the right coverage in place for unexpected events that threaten your enterprise. Shopping for business insurance can be daunting and a little confusing. When you do not understand the ...
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  • How to Write a Business Plan

    Learn the Basics from the Preferred Texas Small Business Insurance Agency Many people dream of owning a successful business, but few can accomplish that goal. The reasons for failure can vary; however, with a business plan, you can increase your odds of not only surviving but also thriving in your venture. The term ‘business plan’ may ...
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  • Tips for Starting a Restaurant

    Helpful Suggestions from the Team at Nowell Insurance Agency With so many popular television channels dedicated to food and eateries, it is no wonder many of us dream of opening up a local café. It may be especially true if you are a good cook and want to share your yummy creations with the world, or ...
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  • Protect Your Company from Ageism Claims

    An unfortunate reality in today’s workforce is stereotypes. As a responsible business owner, you realize the importance of treating each one of your team members fairly. For example, you would not give special treatment to someone because of their gender or race. Yet, there is another stereotype that is very prevalent. It’s age discrimination or ...
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  • How to Read a Business Insurance Quote

    It pays to have insurance for your company. You can enjoy the peace of mind knowing that if a tragedy occurs, your enterprise is protected, and you can recover easier. Every once in a while, it is time to renew or obtain new policies. When that happens, you may feel overwhelmed trying to understand the ...
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  • How to Spot a Fake Certificate of Insurance

    You depend on subcontractors to get projects completed. Often, they have expertise in a skill that you do not. For example, you may be great at framing a home, but your drywall skills make a two-year-old in a mud puddle look like Picasso. What do you do? You build relationships with those who can come ...
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  • What Are Digital Assets and Why Should they Be Protected?

    Land, buildings, equipment, and office furniture are all assets of a company. They are obvious and tangible. As a good business owner, you understand the importance of carrying insurance to help you recover in the event of an accident. Have you considered protecting your company’s digital assets as well? If you store content, such as ...
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  • Should I Go into Business as a Sole Proprietorship or an LLC?

    Being a business owner requires you to assess a situation and make the best decision that will protect you, your family, and your company. There are many options to consider when you decide to go into business for yourself. For example, do you set up an office in a rented space or in your home? ...
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  • How to Build Customer Loyalty at Your Restaurant

    Suggestions from Florida’s Experienced Restaurant Insurance Brokers Since you can remember, the kitchen has been your favorite place. Memories of your grandmother’s roasted chicken with mashed potatoes permeate your mind the moment you tie your apron strings. As natural as a duck taking to water, so too was your transition from hobby cook to full-fledged restaurateur. ...
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  • Enjoy the Sunshine with Florida Business Insurance Protection!

    The Sunshine State is a favorite vacation and retirement destination. It boasts no state income tax and encourages business growth. But here’s the damper: it is also known for being a litigious state. If you own or want to start a business in Florida, you need to make sure you have the right protection in ...
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  • Size Doesn’t Matter to Computer Hackers – Get Cyber Insurance for Your Texas Small Business

    When you are a small business, you have plenty to focus on and multi-tasking is inevitably a part of your day-to-day routine. You probably wear many hats, one of which may include IT. Unless you are an expert at keeping your computers and customer’s data secure, your company is at risk. Yes, even if you ...
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  • Before You Hang Out Your Shingle, Purchase Business Insurance for Your Texas Company

    Owning and operating a business requires you to have your hands in many areas. From sales to accounting to customer service, providing services and products is never-ending. It is relatively easy to start a business; it is much harder to keep it going year after year. An important aspect of running a company is finding ...
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  • Understand the Difference Between Actual Cash Value and Replacement Cost

    Helpful Advice from Your Louisiana Business Insurance Broker The world of insurance may be confusing and the definitions can leave you scratching your head. How do you choose between deductibles? Will the policy you are considering replace lost items or only pay a part of the article? What is an indemnity, assurance, or security? Do you need an ...
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  • When an Umbrella Insurance Policy Makes Sense

    – Helpful Guidance from Your Local Insurance Agent Do you have enough coverage in case of extravagant claims against your business? Just like an umbrella keeps you protected during a rainy day, an umbrella policy can do the same for your business. It provides additional financial stability that steps in when claims arise, and litigation is ...
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  • Starting a New Business in 2019? Protect Your Venture with General Liability Insurance

    Many people dream of starting a business. Dreams of being their own boss and answering to no one are often the driving force for hanging their shingle out to new customers. There are many factors to consider and prepare for from the start, including general liability insurance. Without the proper protection, you could potentially go ...
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  • Will Your Company Survive a Cyber Attack? Cyber Risk Insurance Can Help

    Each day, data breaches and cyberattacks are becoming more common. Companies are revealing with increased frequency that they have been hacked and their customer’s private information is now at risk. As a consumer, it is hard to trust a once-favorite company that has been hacked. Consequences can be damaging for the company, such as heavy ...
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