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Workers Compensation Insurance

The first employee compensation laws began to appear on U.S. state law books in 1855.

Workers’ compensation insurance provides for wage replacement and medical benefits when an employee is injured in the course of employment. It is offered in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for negligence.

At the turn of the 20th century, workers’ compensation laws mandated that employees who are injured on the job have the right to medical care for their injuries and, in many cases, the right to compensation for injuries that result in temporary or permanent disability.

Some *work injury statistics from the Bureau of Labor Statistics indicate:

  • Nearly 3.1 million non-fatal workplace injuries and illnesses were reported in the 2010 year alone.
  • Approximately 95% of the 3.1 million non-fatal occupational incidents were injuries and not illnesses, which count for about 5% of the total reported cases.
  • More than one half of those incidents involved workers taking days away from work, job transfers or enduring restricted work abilities.

(*Source: http://www.bls.gov/iif/)

The financial risk to businesses without workers’ compensation is too big to ignore.

Call 601.992.4444 for more information about workers’ compensation or request a quote online.

Mississippi Businesses Workers’ Comp

Consult a Workers’ Compensation Expert

Worker’s compensation laws and insurance are handled differently state by state and even differently at the federal level. Workers have the right to ask for an attorney to represent them and their claim for worker’s compensation. Once an attorney gets involved, the process of managing a workers’ compensation claim can get even more time-consuming and expensive.

It is for these reasons that business owners must work with a qualified and knowledgeable workers’ comp insurance agency that can accurately assess their risk and help them purchase the insurance they need while keeping costs down.

Contact us today for more information or request a worker’s compensation insurance quote online.

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    The Nowell Agency has been my primary agent for many years and they are attentive, well-staffed, and easy to talk to. Their agency has helped me through state to state moves and career change and kept my assets covered.

    James G.

    My very first insurance experience was when I bought my first house and I called the Nowell agency for a quote. I had no idea what I needed or how much and they were so very kind and knowledgeable and explained everything to me in detail which I so much appreciated. That has been 4 years ago and im still a customer never plan to leave.

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    I have been very pleased with the quick and professional service by the Nowell agency. My agent was very efficient at locating a policy that met my needs and budget. Thank you to Kristy and the Nowell agency for providing me with fantastic customer service. I highly recommend this agency. You will not be disappointed.

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