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Convenience Store Insurance

Which Businesses Can Receive Convenience Store Insurance?

Like any retail store, convenience store insurance products provide protection to Alabama or Mississippi establishments that may be open to a variety of liabilities. These include damage from both manmade or natural causes, food product loss due to expiration, theft, vandalism, and more.

The term “convenience store” can apply to many types of establishments including, but not limited to:

  • 24 hour quick shops – including those that offer deli and fast food restaurant services
  • Gas stations – limited facility stations and those with convenience services such as food and drinks
  • Auto car wash facilities – automated or manually run car washes
  • Small grocery stores – limited product grocery stores
  • Liquor stores – hard liquor, beer and wine shops
  • Convenience/gas station combination stores – multiple retail opportunities, which may also offer car wash services

Convenience store insurance plans can provide protection for any of these establishments, helping business owners operate with peace of mind.

For more information about convenience store insurance in Alabama or Mississippi request a quote online or call us at one of our 7 locations.

What Coverage Does Convenience Store Insurance Provide?

Because of the different types of commercial establishments that may fall under the umbrella, convenience store owners should work closely with their insurance agent. You don’t have to buy a one-size-fits-all type of solution; instead, opt for a convenience store insurance package that provides protection against all vulnerable aspects.

Some of the most common areas that require convenience store insurance coverage are:

  • Food spoilage – either through natural or manmade disaster
  • Power outage – loss of business due to power disruption
  • Glass and sign coverage – coverage in the event of vandalism or damage
  • Fire legal liability – protection ranging from minor incidents to a complete building loss
  • Employee dishonesty – because you can’t watch your employees at all times, you need coverage in the event of vandalism or theft by employees
  • Parked vehicles – protection for vehicles under your care, custody or control

All convenience stores in Alabama and Mississippi should seek general coverage, but those who provide 24-hour service, gas station or car wash services should discuss all areas of liability with a trained convenience store insurance company.

Contact the Nowell Agency to prepare a customized convenience store insurance quote for you or call us at 601-992-4444 today.

More on Convenience Store Insurance in Louisiana


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    The Nowell Agency has been my primary agent for many years and they are attentive, well-staffed, and easy to talk to. Their agency has helped me through state to state moves and career change and kept my assets covered.

    James G.

    My very first insurance experience was when I bought my first house and I called the Nowell agency for a quote. I had no idea what I needed or how much and they were so very kind and knowledgeable and explained everything to me in detail which I so much appreciated. That has been 4 years ago and im still a customer never plan to leave.

    Ashleigh D.

    I have been very pleased with the quick and professional service by the Nowell agency. My agent was very efficient at locating a policy that met my needs and budget. Thank you to Kristy and the Nowell agency for providing me with fantastic customer service. I highly recommend this agency. You will not be disappointed.

    Tripp W.


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