Nowell Agency, Inc. > Business Insurance > Industries Served > Restaurant Insurance

Restaurant Insurance

Before determining which types of restaurant insurance are right for you, consider your current coverage and how your business has evolved. Many restaurant owners open their doors with only general liability but forget to add coverage as their business expands and develops.

You may be leaving your business open to the risk of damage and lawsuits, especially if you haven’t updated your coverage after expansion, renovation and growth. So what does restaurant insurance cover exactly? Several types of restaurant insurance policies are available to provide your business in Mississippi and Alabama with complete restaurant insurance coverage:

  • Property Insurance: protection against fire or vandalism
  • General Liability: umbrella policy that provides overall protection against events such as slip and fall on your premises
  • Liquor Liability: liability protection for restaurants that carry a liquor license
  • Workers’ Compensation: coverage for workers who may become injured or ill while on the job
  • Automobile Liability: protection for company cars and restaurants that provide delivery service
  • Loss of Business: provides income recovery if you lose sales through a cause beyond your control
  • Food Contamination Insurance: replacement for spoiled food in the event of power outage
  • Specific Peril Insurance: coverage in the event of a natural disaster, including power outages

Brandon-based Nowell Agency has provided customers with comprehensive restaurant coverage for more than 2 decades ? ask us how we can offer coverage to protect your most valuable asset.

Learn more about our line of comprehensive restaurant insurance products by requesting a quote online or call us at one of our 7 locations.

How to Choose a Restaurant Insurance Provider

Identify the key features that make up the top-rated restaurant insurance company in your area before deciding which provider offers the best restaurant insurance for you. You may want to consider these factors:

  • Industry based knowledge: work with a restaurant insurance agent who not only has expert underwriting ability, but one with experience working in the restaurant industry
  • Competitive pricing: top-level coverage for a competitive restaurant insurance price
  • Customized solutions: every restaurant’s needs are different and so should be the insurance coverage
  • Flexible and easy payment system: restaurant owners are busy, which means the payment method should accommodate their fast-paced schedules

Reliable, experienced insurance coverage is only a click away. Since 1984, Nowell Agency has provided restaurants across Mississippi, Alabama and the entire southeastern U.S. with unmatched, customized restaurant insurance coverage.

Let Nowell Agency create a restaurant insurance package that’s suited to your business. Request a quote online or call us at 601-992-4444 today.

More information on Florida restaurant insurance


The Nowell Agency is committed to providing you with fast and efficient service. If you would like a quote on any of our products please complete the short form below and click submit.

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    The Nowell Agency has been my primary agent for many years and they are attentive, well-staffed, and easy to talk to. Their agency has helped me through state to state moves and career change and kept my assets covered.

    James G.

    My very first insurance experience was when I bought my first house and I called the Nowell agency for a quote. I had no idea what I needed or how much and they were so very kind and knowledgeable and explained everything to me in detail which I so much appreciated. That has been 4 years ago and im still a customer never plan to leave.

    Ashleigh D.

    I have been very pleased with the quick and professional service by the Nowell agency. My agent was very efficient at locating a policy that met my needs and budget. Thank you to Kristy and the Nowell agency for providing me with fantastic customer service. I highly recommend this agency. You will not be disappointed.

    Tripp W.


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