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Small Business Insurance

In this modern era, it has never been easier to start and run a business. The Internet has broken the barriers for entry in setting up an online business or hiring remote teams. Social media has opened up a world of new possibilities in advertising and brand building. With all the great things you can enjoy and utilize, some not-so-good issues can arise. For example, a poor choice in posting on social media can quickly ruin your reputation or bring on a lawsuit for defamation.

Often an afterthought, small business insurance policies protect many owners, entrepreneurs, and self-employed individuals in ways they don’t realize. At the Nowell Agency, our licensed small business insurance brokers assess your current situation and develop a customized plan that will help you rest easy knowing your company is safeguarded from mishaps.

Why Your Company Needs a Small Business Insurance Plan

Avoid being faced with a claim or suit that threatens to shut down your livelihood. Instead, here is why you should purchase small business insurance:

  • Protection from Liability Suits: Day-to-day business transactions put your company and employees at risk from damages to property, bodily injuries, or false advertising claims.
  • Coverage for Equipment, Furniture, and Tools: These items are critical to keeping things running smoothly. If you lose anything to theft or fire, it can be challenging to get back on track.
  • Help for Employee Injury or Illness: Accidents happen and employees may be injured or become ill while conducting their assigned tasks. Taking time off from work can harm their financial stability.
  • Protection for Buildings: Leasing property doesn’t mean that your landlord’s policies will cover your assets. It’s beneficial to have separate coverage.
  • Extra Coverage for Commercial Autos: This is especially important if you use your personal automobile for business use, like using your pickup truck for your landscape business.
  • Help with Claims of Professional Negligence: Professional service providers have additional risks. Claims of failing to perform your duties can leave you open for suits.
  • Mitigate Loss During a Data Breach: Ransomware and hackers are always looking for ways to steal your customers’ data. That leaves you in a precarious position with your clients and your reputation.

Types of Small Business Insurance Policies

There are a variety of insurance policies that protect your small business, such as:

  • General Liability
  • Business Owners
  • Worker’s Compensation
  • Commercial Property
  • Commercial Auto
  • Professional Liability/Errors and Omissions
  • Cyber Security
  • Specialty Policies Based on Your Industry

Small Business Insurance Comprehensive Coverage

Avoid undue stress and frustration because you fail to have the right coverage for your company’s needs. Talk with a knowledgeable broker from the Nowell Agency instead. For more than 30 years, we have worked with small business owners, entrepreneurs, and the self-employed to protect their livelihood and dreams with affordable small business insurance. Come in and talk to our team; we will assess the risks you face and tailor a package for your unique needs.

Call one of our offices near you to schedule a meeting with a knowledgeable and experienced broker at The Nowell Agency about small business insurance. Request a quote online.

More information on Small Business Insurance Florida
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    The Nowell Agency has been my primary agent for many years and they are attentive, well-staffed, and easy to talk to. Their agency has helped me through state to state moves and career change and kept my assets covered.

    James G.

    My very first insurance experience was when I bought my first house and I called the Nowell agency for a quote. I had no idea what I needed or how much and they were so very kind and knowledgeable and explained everything to me in detail which I so much appreciated. That has been 4 years ago and im still a customer never plan to leave.

    Ashleigh D.

    I have been very pleased with the quick and professional service by the Nowell agency. My agent was very efficient at locating a policy that met my needs and budget. Thank you to Kristy and the Nowell agency for providing me with fantastic customer service. I highly recommend this agency. You will not be disappointed.

    Tripp W.


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