Guaranteed Acceptance Life Insurance Policies*
Most people assume that if they have a severe illness, they are out of options in regards to life insurance. However, with guaranteed acceptance life insurance policies, that is not the case. These policies offer guaranteed acceptance, regardless of age and health for those that are ages 80 and younger. Why a Guaranteed Acceptance Life Insurance Policy*? Guaranteed life insurance* has these benefits:
- No Underwriting – Unlike traditional insurance policies, a guaranteed acceptance life insurance policy does not go through an underwriter for approval.
- No Medical Examination – You do not have to submit your entire life’s medical history or even endure a medical examination. You will simply have to state whether or not you are a tobacco user and a policy will be issued.
- Guaranteed Premium – You could be guaranteed a benefit of as little as $10,000 or as much as $50,000 without any hassle. Your rates are locked in, so you do not have to worry about budgeting for fluctuating payments.
- Flexible Payment Options – Most policies come with the ability to include a flexible premium payment, including monthly, quarterly, semi-annually and annual payments.
- Two Year Guarantee – While if death occurs within the first two years of the policy, the face amount of the policy will not be paid, you will receive the full return of the premium paid plus seven percent annual interest. Also, during those first two years, an additional accidental death benefit is paid if death has occurred due to an accident.
Getting The Best Rate For Your Guaranteed Acceptance Life Insurance*
To ensure you get the best rates, work with a qualified guaranteed acceptance life insurance agent. The team at The Nowell Agency can help you identify which policy will work best for you and find you a premium you can afford. Do not assume you will not qualify for life insurance. Everyone can have peace of mind—that’s what a guaranteed life insurance policy is designed to do.
Contact the Nowell Agency to learn more or to receive a free quote for your guaranteed acceptance life insurance policy*. Call us today at 888-541-4096. *Refer to the policy itself for full coverage details.