How to Choose the Best Farm Insurance
Your farm is more than a home and a business – it’s your legacy, your livelihood, and your piece of the American dream. You need to choose the best farm insurance to protect your farming operation. It helps to know the basics and then get the right advice from an experienced insurance agent.
What Kind of Protection Comes with Farm Insurance?
No farmer wants to risk losing their farm, their home, their belongings, their farming equipment or their livestock. Farm insurance was specifically designed to protect farmers. A typical farm insurance plan includes:
- Replacement for your farm structures, your barns, outbuildings, and other structures if they are destroyed
- Reimbursement for farming equipment, machinery, tack and even hay and grain supplies plus the loss of livestock
- Personal liability and commercial liability for your farming operation that includes third-party bodily injury and property damage claims made against you
- Crop insurance which comes in a few varieties: yield based, revenue based, and perils—it is designed to protect the farmer from losses experienced in a tough growing season
When it comes to choosing the right family farm insurance in Jackson, Mississippi, it’s important to work with an insurance agency that has your best interests in mind.
Call The Nowell Agency Inc. at 601.992.4444 for more information or request a quote for your farm insurance needs online.
Why Work with an Insurance Agent for Family Farm Insurance?
Whether you’ve lived on the farm your entire life or just purchased it, covering that investment is critical. Working with an experienced farm insurance agent is the only way to be certain you are covered from risks such as theft and vandalism, natural disasters like floods, tornadoes, and even fires.
In addition, depending on your personal farming operation and who is on your farm regularly, you should also consider third-party coverage. This will help protect you from lawsuits filed by those who wish to seek financial revenge for an injury, a fall, or other mishap while on your farm. A single slip-and-fall lawsuit can wipe out the family farm if you have to sell it to settle the claim.
You need to be sure you have the coverage you need at a price you can afford. When your land and your livestock is your livelihood, it’s important to protect it and farm insurance can do just that.
Consult your local team of insurance experts at The Nowell Agency Inc. and request a farm insurance quote online. Or call us at 601.992.4444 to discuss your insurance needs and the options available to you when choosing family farm insurance in Jackson, Mississippi.