Nowell Agency, Inc. > Insurance News > Revisit Your Tennessee Farm Insurance

Revisit Your Tennessee Farm Insurance

– Is Your Equine Farm Adequately Protected?

As a farmer and owner of horses, you understand that there are unique liability exposures you face on a daily basis. Some of these may not be adequately protected through traditional farm protection. When it comes to your horses, it is not just about income, it is also about the wellness, value and beauty of these equine assets you own. To protect your investment, you need farm insurance in Tennessee that specifically addresses the uniqueness of your farming property.

What Types of Coverages and Options Are there?

Farm insurance can cover stables, barns, your farmhouse, silos, etc. However, you will want to add separate coverage terms to protect your equine property. What should you consider?

  • Injury or death to the horse. Horses can succumb to disease, poor weather conditions or accidentally wander out on the road where they are struck by a passing vehicle. All of these situations, while grim, are worth considering when looking into farm insurance policies.
  • Liability protection if your horse injures someone. Horses can sometimes get frightened, stressed or intimidated and react in startling ways. If your horse reacts unexpectedly and accidentally hurts someone, having adequate liability protection on the property could make a difference. Also, if the general public visits your farm or ranch, you want protection, especially if the visitors may ride, pet or interact with the horses in any way.
  • Optional coverages for the unexpected. You may want to add optional coverages that offer protection for services such as boarding, training, breeding, etc.
  • Insuring show horses or breeding horses. You may have also invested in a horse specifically for breeding (studs) or you have a well-trained horse competing in regional shows. These types of horses are significant investments and high in value. By speaking with an experienced insurance broker, you can ensure that the policy you have for your farm adequately covers the value specifically of that horse.

Speak with a Broker Regarding Your Farm Insurance in Tennessee

For your horse farm, do not rely solely on generic farm or property insurance. It is highly recommended that you meet with a broker who understands the complexities of insuring an equine farm. The Nowell Agency, Inc. can help you with a no obligation risk assessment and evaluation of your existing farm insurance policy.

To schedule your assessment and evaluation, call our Tennessee insurance professionals at 888-539-6218. You can also request a quote online for farm insurance.

GET A QUOTE

The Nowell Agency is committed to providing you with fast and efficient service. If you would like a quote on any of our products please complete the short form below and click submit.

Get A Quote Form

    Testimonials

    FROM OUR CLIENTS

    The Nowell Agency has been my primary agent for many years and they are attentive, well-staffed, and easy to talk to. Their agency has helped me through state to state moves and career change and kept my assets covered.

    James G.

    My very first insurance experience was when I bought my first house and I called the Nowell agency for a quote. I had no idea what I needed or how much and they were so very kind and knowledgeable and explained everything to me in detail which I so much appreciated. That has been 4 years ago and im still a customer never plan to leave.

    Ashleigh D.

    I have been very pleased with the quick and professional service by the Nowell agency. My agent was very efficient at locating a policy that met my needs and budget. Thank you to Kristy and the Nowell agency for providing me with fantastic customer service. I highly recommend this agency. You will not be disappointed.

    Tripp W.

    NOWELL INSURANCE KNOWLEDGEBASE

    best long term care insurance carriers

    Long Term Care Insurance 2021

    By

    October 18, 2021

    Long term care insurance is a very important topic that people should be aware of as they age. With the current system, seniors are relying more and more on family members to take care of them in their later years. As we continue to live longer lives, it’s expected that this trend will only increase. […]

    Risks of Lowering Auto Coverage 2021

    By

    October 18, 2021

    After the many ups and downs of the past year, man...

    Best Practices for Promoting Diversity and Inclusion in the Workplace

    By

    September 30, 2021

    In the past few years, there has been a major push...