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Get Non-Farm, Large Lawn and Garden Tractor Insurance

Protect Yourself from Unnecessary Liabilities

Not many people realize that a non-farm, large lawn and garden tractor should be insured. Unfortunately, they become aware of the importance of tractor insurance only after something has happened, but by then it is too late. Tractor rollovers and malfunctions can happen no matter how careful you are or how well you maintain your equipment. Loss, accident or damage is not always within your control. Why take a chance? A tractor is an important piece of equipment (and a sizeable investment) whether you are using it on a farm or your lawn and garden.

One of the important things to remember while looking for tractor insurance is to get the coverage that applies to you and your situation.

  • Talk to your agent about your specific requirements.
  • Make the insurance agent aware of the size and type of tractor you have or intend to use or your policy could be voided when you need it most
  • Ask about the type of coverage you require i.e. comprehensive, collision, liability, etc.

Many tractor owners are confused about whether or not it is covered by their homeowner’s policy. Read your home insurance policy and clarify your doubts with your insurance agent. More importantly, verify the limitations. You may not necessarily like what you hear but it is in your best interests to be aware. Insurance coverage, if any, is specific to the size, type and where the tractor is being used. Do not assume that your tractor is covered.

Some owners are under the impression that the tractor insurance made available to them by the manufacturer, retailed or dealer (for a fee) during the loan or financing period will continue. This is not true. It covers the specific period only.

For accurate information and appropriate coverage it is best to consult tractor insurance professionals or insurance agents that specialize in farm and landscaping equipment. They are in the best position to advise and help you get the type of protection that you are looking for.

Call The Nowell Agency Inc. at 601.992.4444 for more information about our tractor insurance or request a quote to insure your tractor online.


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    The Nowell Agency has been my primary agent for many years and they are attentive, well-staffed, and easy to talk to. Their agency has helped me through state to state moves and career change and kept my assets covered.

    James G.

    My very first insurance experience was when I bought my first house and I called the Nowell agency for a quote. I had no idea what I needed or how much and they were so very kind and knowledgeable and explained everything to me in detail which I so much appreciated. That has been 4 years ago and im still a customer never plan to leave.

    Ashleigh D.

    I have been very pleased with the quick and professional service by the Nowell agency. My agent was very efficient at locating a policy that met my needs and budget. Thank you to Kristy and the Nowell agency for providing me with fantastic customer service. I highly recommend this agency. You will not be disappointed.

    Tripp W.


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