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How to Get the Best Commercial Insurance Rates in Mississippi

Commercial insurance protects your Mississippi business from risks. While getting proper coverage is critical to securing your today and tomorrow, you also want the best rates. One way to improve your bottom line is to get more for less from your business insurance. Here are some tips to help you make the most of your insurance dollars.

  • Know your business needs: Begin by listing out your liabilities and needs. Flood and water damage coverage, worker’s compensation, general liability, professional liability, etc. are all must haves. Next, you need to look at risks that are unique to your industry. A convenience store, farm and restaurant will all have different needs. Tailored coverage provides the best possible protection. Once you have outlined your requirements, you can now request insurance quotes to compare rates.
  • Explore a Business Owner’s Policy: Getting a business insurance policy helps reduce rates by grouping common types of protection together. However, it is important to determine what exactly is covered. Go over the coverage details with your commercial insurance provider or broker before signing on the dotted line.
  • Compare quotes carefully: First examine the coverage and deductible, and then the premium. It is important to know the inclusions and exclusions in order to determine which rate is better. Never go just by the premium. A low rate can mean less coverage or a higher deductible. Read our blog post on how to compare insurance quotes.
  • Evaluate protection and risks: A smart way to lower insurance premiums is to avoid paying for what you do not need. For instance, if you work by yourself, employment practices liability coverage may not be required. Customized coverage makes all the difference.
  • Look for group rates: Many insurance providers offer group rates for businesses in the same category. This is advantageous to small businesses that want to provide employees with the same benefits as larger firms without over-extending their budgets.
  • Work with a reliable broker: Established insurance brokers work with many different insurance companies and provide you with a wider range of options. They will also offer unbiased advice.

Get Custom Quotes for Your Commercial Insurance in Mississippi Today

A customized commercial insurance policy provides you with the specific coverage your business needs. The experienced brokers at The Nowell Agency can assess your liabilities, help identify your options and provide fair advice on coverage and rates. Since we work with many different insurance providers to obtain competitive quotes, we shop around for the best commercial insurance rates. You can count on us to protect your business and your bottom line.

Request a quote for commercial insurance in Mississippi or call a location near you to schedule a meeting with a knowledgeable and experienced broker at The Nowell Agency.


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    The Nowell Agency has been my primary agent for many years and they are attentive, well-staffed, and easy to talk to. Their agency has helped me through state to state moves and career change and kept my assets covered.

    James G.

    My very first insurance experience was when I bought my first house and I called the Nowell agency for a quote. I had no idea what I needed or how much and they were so very kind and knowledgeable and explained everything to me in detail which I so much appreciated. That has been 4 years ago and im still a customer never plan to leave.

    Ashleigh D.

    I have been very pleased with the quick and professional service by the Nowell agency. My agent was very efficient at locating a policy that met my needs and budget. Thank you to Kristy and the Nowell agency for providing me with fantastic customer service. I highly recommend this agency. You will not be disappointed.

    Tripp W.


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