Hurricane Season is Here! Do You Have Enough Florida Home Owner’s Insurance?
Many people flock to the Sunshine State for Spring Break, family vacations, seashells, and the beach. A few adventurers and storm chasers also come here to enjoy a good old fashioned hurricane. For those who have made Florida their home, hurricanes are just part of life, and they have learned to accept that.
This year is shaping up to be a busy year. The National Oceanic and Atmospheric Administration (NOAA) is forecasting an “above-normal” hurricane season. Planning for hurricane season may include putting together an emergency kit and making sure you have a family emergency plan. You might even be preparing your house “just in case” by securing loose gutters or buying a generator.
If a hurricane does make landfall and your home is damaged, is your Florida home owner’s insurance adequate? Will you be able to pick up the pieces and rebuild? Government disaster relief is limited. It’s critical that you have the right coverage even if the damage to your home is minor, or you have to face a devastating situation. Let our experienced brokers at the Nowell Agency assess your existing policy and help you get the coverage you need.
Benefits of Having Home Owner’s Insurance
This type of coverage is the key to protecting your personal property, providing liability coverage, and paying for damage to your home. Here are just a few benefits of having the right policy:
- If you experience a hurricane: Hurricanes or other weather-related incidents can damage the exterior of your home, such as your roof or siding, even windows. Sometimes this leads to leaks in your home causing further damage to the interior of your home. Adequate coverage could help recover your home to normal.
- If you experience a fire: Fires happen whether it is faulty wiring or a lightning strike. If you have damage because of a fire, your policy may cover it.
- If you experience busted or leaking pipes: No one wants to wade through water filling up their home and destroying their favorite rug or furniture. With the right coverage, you can get your home dry and livable again.
- If you have a vehicle crash into your home: It can happen. You are enjoying a movie in your living room when a drunk driver comes crashing into your house. Does your existing policy cover that?
Talk with an Experienced Broker to Get the Home Owner’s Insurance You Need
Weathering a hurricane is not the time to discover you may not have inadequate coverage. Here are a few choices you have when you talk with us: flexibility in packages, coverage that fits your budget and needs, and options for additional coverage. Speak with the professionals at The Nowell Agency to get the maximum coverage for the minimum price. We will review your current policy and tailor a homeowner’s policy to fit your needs and budget.
Request a quote online for Florida home owner’s insurance or call our Florida office at 888-434-9571 to schedule a meeting with a knowledgeable and experienced broker at The Nowell Agency.