All You Need to Know about RV Dealer and Mobile Home Dealer Insurance
Custom Coverage for Maximum Protection
RV dealer insurance and mobile home dealer insurance covers the unique liabilities associated with this type of business. If you have been dragging your feet on getting coverage, it is important to understand that the risk of something happening is real, regardless of the protective measures you may take. Last November, KOB 4 reported that a man high on drugs and driving a stolen car crashed into about a dozen brand new recreational vehicles at an Albuquerque dealership. An employee recorded cell phone video as the driver rammed his way through dozens of new RVs parked in the dealership lot. As workers called police, the driver just kept going until he eventually got stuck between some recreational vehicles. Luckily, no one was hurt and the RV dealership did have insurance. However, the incident was still going to hurt business. Why take that chance? Customized plans from an established insurance brokerage can provide the level of protection you need.
What to Include in Your Mobile Home or RV Dealer Insurance Policy
From liabilities associated with delivery and service, to the risk of injuries to visiting customers or staff, and business interruption due to incidents like the one above—there are numerous concerns RV and mobile home dealers must address. Our insurance experts highlight some important coverage areas for you to consider.
- RV and mobile home delivery and transportation liabilities
- Property damage coverage including exposure to the elements such as hurricane, earthquakes, lightning, etc.
- Fire protection
- Flood damage protection
- Business income or interruption insurance
- Workers’ compensation insurance
- Health insurance and employees benefits
- Life insurance
- Employment practices liability insurance
- Employee dishonesty insurance
Save Time and Money with an RV and Mobile Home Insurance Specialist
Working with an experienced broker that understands the unique needs of your business has numerous benefits. He/she can help you:
- Identify the specific risks associated with your industry
- Find coverage gaps in your existing policy
- Customize coverage to provide you with maximum protection
- Get you the best rates
Get Customized Quotes for RV Dealer and Mobile Home Dealer Insurance Today
At The Nowell Agency, we offer customized insurance policies to cover you against risk and exposure. Our experienced insurance brokers have years of experience crafting RV and mobile dealer insurance policies. We will design a package keeping all your risks and liabilities in mind. Count on us to identify coverage gaps and get the maximum protection for your insurance dollars. One of our brokers will be happy to discuss what polices are available and design a customized insurance plan to suit the unique needs of your mobile home or RV dealership.